Description of insurance programms, conditions and costs
In order to protect tourists from unnecessary surprises, we have developed special insurance programmes. They include medical insurance, luggage insurance, accident insurance of travellers, tourist third party liability insurance as well as insurance of other risks topical during the trip. “Baltikums Vienna Insurance Group” AAS offer you 3 insurance programmes - Economical, Business and VIP. The basics of each programme include the insurance of medical and transportation costs, which may occur as a result of sudden illness or accident.
Depending on the destination of your trip and type of transport, we can offer you different insurance programmes.
- If you travel by bus or train, we suggest you to choose the Economical class (basic) programme, which covers the insurance of medical and transportation costs, emergency dental care, communication and informative assistance (covers calls to servicing medical service).
- If you plan to travel by airplane, choose the Business class programme, which, in addition to the basic programme, covers risks related to the luggage insurance, inability to travel, third party liability insurance towards the third person as well as accident insurance (disability, death) providing a once-for all compensation, which is calculated in percentage, depending on the type of severity of the risk insured.
- If you plan to travel by car, we suggest you to choose the VIP class programme, which, in addition to the risks covered by the Business class programme, includes the organisation of assistance, when the road accident has occurred abroad as well as accident insurance (disability, death, injuries). Similarly, the VIP class includes the skiing inventory insurance, which will be topical if you will go for skiing, taking your skiing equipment with you.
Depending on your chosen insurance programme, sum insured, time and itinerary of your trip, the insurance costs will consist of EUR 0.30 up to 4.20 per day for one person.
We offer also discounts to be agreed on individually for the regular customers, families, groups of tourists as well as those, who go to study abroad.
Note! We offer you a maximum set of insured risks for a very affordable price!